Workers’ Compensation

What's Workers' Compensation?

Workers' compensation is a government-mandated insurance plan that provides benefits to employees who are injured or sick while working. Workers injured or sickened as a direct consequence of their occupations are covered by this program, which functions as a kind of disability insurance.

You're busy at work when you suddenly feel a sharp pain in your back. You try to ignore it, but it gets worse and worse until you can't take it anymore. You go to the doctor and find out that you've injured your back and need to take some time off to recover.

Luckily, you have workers' compensation insurance to help you cover your medical expenses and lost wages while you're out of work. But what exactly is workers' compensation, and how does it work? That's where we come in.

At Bykhovsky Law LLC, our experienced workers' compensation Milwaukee lawyer can help you get the benefits you deserve. Here, we'll guide you through every step of the process and fight to get you the best possible outcome. Contact us today for a free consultation.

The guide below will explain everything you need to know about workers' compensation, including what it is, who's covered, and what benefits you can receive.

Understanding Workers' Compensation

To be eligible for workers' reimbursement benefits, you must have been injured or become ill while performing your job duties. If your injury or illness is the result of a pre-existing condition, you may still be eligible for benefits if your job aggravated the condition.

Workers' compensation benefits are typically paid regardless of who was at fault for the accident or illness. If you think you are eligible for workers' compensation, the first step is to notify your employer.

Your employer must then file a claim with their workers' compensation insurance carrier. Once your claim is approved, you will begin receiving benefits. Some of the common benefits of workers' compensation include:

Salary Replacement

If you are injured at work, workers' compensation will provide you with a salary replacement. This means you will receive a portion of your lost wages while you cannot work. The wage replacement you will receive depends on the severity of your injury and the length of time you were unable to work.

Healthcare Cost Compensation

One of the benefits of workers' compensation is that it reimburses employees for healthcare costs related to their work-related injury or illness. This includes the costs of doctor's visits, hospital stays, prescription medications, and other medical treatments. In most cases, workers' compensation will also pay for travel costs related to seeking medical treatment.

FAQs

Q: What's workers' compensation?

It's a state-mandated insurance program that provides benefits to employees who are injured or become ill as a result of their job.

Q: How do I qualify for workers' compensation benefits?

To qualify for workers' compensation benefits, you must have been injured or become ill while performing your job duties. If your injury or illness is the result of a pre-existing condition, you may still be eligible for benefits if your job aggravated the condition.

Q: What benefits does workers' compensation provide?

The benefits typically include medical expenses and lost wages. In some cases, workers' compensation will also pay for travel costs related to seeking medical treatment.

Contact Us

Except for Texas, every state requires companies to offer workers' compensation insurance to at least part of their employees. Because the states write the regulations, there are many exclusions and eliminations.

If you are looking for a workers' compensation Wisconsin lawyer, Bykhovsky Law LLC is the best law firm to partner with. Here, we can help you navigate the workers' compensation system and fight for the benefits you deserve. Contact us today for a free consultation.